Services

Osborne & Nesbitt provides four areas of service:

• Insurance Coverage Analysis
• Insurance Coverage Litigation
• Insurance Denial Audit^TM
• Insurance Benefit Audit^TM

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Insurance Coverage Analysis

Osborne & Nesbitt understands the insurance industry. We apply our experience and expertise to efficiently and accurately determine the precise scope of our clients' insurance coverage.

We provide a full array of services to help realize a fast, efficient, and effective resolution of insurance claims, including:

• Policy analysis to determine coverage
• Factual investigation
• Notice of claims
• Challenge wrongful denials
• Negotiate the existence and/or scope of coverage

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Insurance Coverage Litigation

Osborne & Nesbitt attorneys are experienced and skilled at litigating insurance coverage disputes. Our attorneys have successfully litigated matters in both state and federal trial and appellate courts. We have litigated a wide range of insurance issues against many of the nation's major insurance companies. Our litigation experience and coverage expertise enables us to efficiently and effectively present a policyholder's case to judges, juries, arbitrators, and mediators.

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Insurance Denial Audit^TM

Osborne & Nesbitt developed the Insurance-Denial Audit in an effort to locate, and challenge, wrongful denials of insurance coverage.

An Insurance-Denial Audit can often be performed "risk free," as we are frequently willing to do this work on a percentage-of-recovery basis. For that reason, if there is no recovery, there is no fee.

Click here to learn more about the Insurance-Denial Audit by reading an article recently published in the San Diego Daily Transcript.

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Insurance Benefit Audit^TM

Osborne & Nesbitt has developed the Insurance-Benefit Audit to help policyholders determine whether they have received full benefits on their insurance claim.

All too frequently, insurance companies fail to pay full benefits on a claim. This may occur because of a simple accounting error, or usually because the insurer takes a restrictive view of the amount owing on the claim. Even the most sophisticated policyholder will often fail to realize when an underpayment or non-payment of a benefit has occurred. Osborne & Nesbitt has developed the Insurance-Benefit Audit to assist policyholders in calculating the benefits due on a claim, and determining whether full benefits have been paid. If a shortfall is discovered, demand is made on the insurer to pay the full amount of the additional benefits owing.